From natural disasters like hurricanes and floods to accidents, vandalism, or fire, property damage occurs in a variety of ways. Even though you may have insurance, to get the compensation you deserve, it’s essential to have a Fort Myers property damage lawyer on your side.
A first-party insurance claim is between the policyholder (the first party) and the insurance company (the second party). As contractual claims, they are based on the precise language within the insurance policy.
For example, a homeowner experiences serious damage to their property as a result of a hurricane. The homeowner will file a claim with the insurance company to cover the damage and repairs. The insurance company will compensate the homeowner based on what’s outlined in the insurance policy. For this reason, it’s vital that a homeowner understands what’s covered and excluded in their policy.
Beyond homeowners, business owners often need to hire an attorney to help file claims for property damage or catastrophic loss. First party insurance claimants have the right to file a lawsuit and must know their rights. Unfortunately, insurance companies don’t always pay out everything they’re required to by law and this is known as bad faith insurance practices.
Examples of insurance companies acting in bad faith include:
Understanding lengthy policies and negotiating with insurance companies can be an overwhelming process. Our team of property damage attorneys has decades of experience working with insurance companies in Fort Myers and will fight for what you deserve.
Don’t leave your property damage matters to chance. Call us at (239) 376-1588 or fill out our online form to schedule your consultation. Let a Fort Myers property damage lawyer be your trusted partner in navigating the complexities of property damage.
